Bay County resident; graduate Florida State University- Bachelor’s Degree in English Education; taught in the Bay District School System; Senior Associate with Coldwell Banker Carroll Realty; Coldwell Banker International Sterling Society; Certified Residential Specialist; Florida Military Specialist; Foreclosure, Short Sale, and Distresssed Property Specialist.


“The best home buying experience ever! Thank you so much, Denise (best Realtor in Panama City!), for making this home purchase possible. I am one HAPPY CAMPER thanks to you!” and attached is a letter of appreciation from one of my sellers that says everything about the kind of Realtor I want to think I am.”

Lyn and Phil Gibson